Benchmarks · Monthly spending · 46–50 · NYC · Tech

Monthly spending for Tech professionals aged 46–50 in New York City

All non-transfer outflows in a typical month — housing, food, transport, subscriptions and everything else.

Modeled estimate · federal survey data

Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.

Median

$6,400

Upper quarter

$8,800

Top 10%

$12K

Half of Tech professionals aged 46–50 in New York City have a monthly spending above $6,400. Reaching the upper quarter takes about $8,800, and the top 10% starts at $12,400 — roughly 1.9× the median. The lower quarter sits below $4,600, and the bottom 10% is under $3,300.

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The full distribution

Percentile	Monthly spending	What it means
Bottom 10%	$3,300	9 in 10 are above this
Lower quarter	$4,600	25th percentile
Median	$6,400	half above, half below
Upper quarter	$8,800	75th percentile
Top 10%	$12,400	only 1 in 10 is above this
Average (mean)	$7,040	pulled up by the top end — the median is the better "typical"

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Monthly spending by age in New York City

Age	Lower quarter	Median monthly spending	Upper quarter	Top 10%
22–25 →	$2,400	$3,200	$4,400	$6,200
26–29 →	$3,000	$4,100	$5,600	$7,800
30–33 →	$3,500	$4,800	$6,600	$9,200
34–37 →	$3,900	$5,400	$7,400	$10K
38–41 →	$4,200	$5,800	$8,000	$11K
42–45 →	$4,400	$6,100	$8,400	$12K
46–50	$4,600	$6,400	$8,800	$12K
50 and over →	$4,800	$6,600	$9,200	$13K

More for Tech professionals aged 46–50 in New York City

Net worth →Income →Retirement savings →Investments →Savings rate →

Monthly update · Tech professionals aged 46–50 in New York City

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Common questions

What is the median monthly spending for Tech professionals aged 46–50 in New York City?

The median monthly spending for Tech professionals aged 46–50 in New York City is $6,400. Half of this group is above that figure and half below.

What monthly spending puts you in the top 10% of Tech professionals aged 46–50 in New York City?

About $12,400. The 90th percentile is the level only one in ten people in this group exceeds — roughly 1.9× the median.

Where do these numbers come from?

They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: Tech professionals aged 46–50 in New York City. Model sample basis: 40.