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Private peer benchmarking — now live

Finally know
where you stand.

Your friends won't tell you what they earn. We will. Compare your savings, spending, and net worth to people your age, in your city, in your industry — anonymously.

Free to start · No credit card required
🔒 Read-only bank access via Plaid · Your numbers are never shown to anyone · We never sell data
Good morning,
Alex Rivera
NYC · Finance · 46-50
Net worth vs your cohort
You
$892K
Peer median
$720K
Top 25%
$1.4M
Savings rate
31%
Peers: 22%
Dining spend
$1,840
Peers: $1,520
Rank
Top 28%
of 127 peers
Try it — no sign-up needed

What's normal for people like you?

Pick a cohort. These are the real medians our members are benchmarked against.

Median net worth
—
Median savings rate
—
Median monthly spend
—
  · updated nightly · anonymized aggregates
Free to start · Your rank in 2 minutes

We're in early access. The quotes you'd usually see here are placeholders — we're not going to fake them. Instead, we're building something real with the founding members and early access cohort who sign up first.

Be one of the first.
Your data helps make the benchmarks real for everyone.
“Your friends won't tell you what they earn. We will. See how your savings rate, spending, and net worth actually compare to people in your city, your industry, your age range.”
KU
Keeping Up
The whole point of this product
Real benchmarks need real users.

Every person who joins makes the peer data more accurate for their entire cohort.

Claim your spot →
The problem

You're flying blind.

Every budgeting app tells you what you spent. None of them tell you whether it's good. Without a frame of reference, you're just counting numbers with no context.

01
No benchmark
Your savings rate is 18%. Is that good? Bad? Average? Every existing app leaves you to guess. Keeping Up tells you exactly where you rank.
02
The money taboo
Nobody talks about money with their friends. But you wonder. Are they saving more? Spending less on rent? Getting ahead faster? Now you can know — anonymously.
03
Wrong peer group
Generic national averages are meaningless. A 28-year-old tech worker in San Francisco and a 28-year-old teacher in Nashville have completely different financial realities.
How it works

Simple to start.
Impossible to ignore.

1
Tell us who you are
Age, city, and profession. Takes under 2 minutes. We use this to build your peer cohort — the group you'll be benchmarked against.
Your peer cohort
CityNew York
IndustryFinance
Age range46–50
~40 matched peersACTIVE
2
Connect your accounts
Link your bank and credit cards via Plaid. Free accounts connect up to 2. Pro unlocks investment accounts and unlimited connections. We never store credentials. Read-only access, always.
Connected accounts
Secured by Plaid · read-only · no credentials stored
3
See where you stand
Your dashboard shows exactly how you compare across savings rate, spending by category, and net worth — all benchmarked to your specific cohort.
Your snapshot
Net worth
Top 34%
Savings rate
24% · above peers
Monthly spend
$680 vs $520
Privacy first

Your data is yours.

We're not Mint. We don't sell your data or use it to target you with financial product ads. We make money from subscriptions, full stop.

Read-only access
We connect via Plaid with read-only permissions. We can never move money or make changes to your accounts.
Fully anonymized
All peer benchmarks are aggregated anonymously. No individual user's data is ever exposed to anyone else.
No data selling
We don't sell your data, period. No advertisers. No affiliate deals hidden in your dashboard. Subscription only.
Delete anytime
Request full data deletion at any time. We wipe everything within 7 days — with a 7-day cancellation window in case you change your mind. No questions asked.
Peer cohorts

Your real peer group — not a national average.

We build your cohort from people who actually share your context: same city, same profession, same age. The more specific the match, the more meaningful the comparison.

  • Benchmark against NYC workers in their 30s, not the US median
  • Toggle between dimensions — city, profession, age
  • Cohorts grow smarter and more accurate as more people join
NYC · Finance · 28–36
450 matched
NYC residents
Tech workers
Age 30–35
Net worth rank
Top 34%
of 450 NYC Finance peers
$214K
vs $168K median
Savings rate
24%peer 18%
Housing cost
$3,200peer $2,840
Spending comparison

Know exactly where you're out of line.

Every spending category benchmarked against your peers. Not just “you spent $680 on dining” — but “your dining is 31% above your cohort, costing you $160/month in relative overspend.”

  • Red/green signals for every category — know what actually matters
  • Dollar impact of the gap, not just percentages
  • Monthly trend showing if you're improving or drifting
Net vs peers · This month
+$160
above your peers
dining + subscriptions
Dining out
+$160$680
Groceries
−$70$310
Subscriptions
+$44$142
Transportation
−$30$210
Entertainment
+$5$180
Location alerts · New — on iPhone

Context at the moment you need it.

The only financial app that gives you peer benchmarks at the point of purchase. When your phone detects you entering a restaurant or store, Keeping Up quietly tells you what your peers typically spend there.

  • Know the peer average spend before you order — not after you regret
  • Dining budget remaining shown in real time
  • Fully optional, smart enough to know context (date night vs. solo lunch)
Location triggered · Just now
LIVE
You're entering Nobu Midtown
Your peers average $94 here. Your dining budget has $130 remaining this month.
Peer avg here
$94
Dining left
$130
Your last visit
$118
Visits this month
3 of 5 avg
The honest truth
Your friends won't tell you
what they actually earn.

Neither will any other finance app — most don't even know themselves. Keeping Up benchmarks you against people in your city, your industry, your age range, your life stage. Honestly.

Peer groups

Benchmarks that actually mean something.

We build peer groups that reflect how you actually think about your financial peers.

Your city
Cost of living varies wildly. A $150K salary means something completely different in NYC versus Austin.
Location-adjusted
Your profession
Tech workers, lawyers, doctors, and teachers all have different earning trajectories and spending norms.
Career-aware
Your income band
Peers who earn what you earn have different challenges. Comparing across income levels distorts what's actually achievable.
Optional · opt-in
Your age & stage
Same age, similar life stage. Filtered by whether you're single, partnered, have kids — context that matters.
Life stage-aware
Pricing

Simple, transparent pricing.

Three plans: Free, Pro, and Household for two. Founding members lock Pro at $49/yr for life — 100 slots left.

Free
$0/mo
The headline numbers. Enough to know where you stand.
  • Net worth vs peer median
  • Savings rate percentile
  • Monthly spend vs peer median
  • Full net worth history — always, no rolling window
  • Up to 2 connected accounts (bank + credit)
  • Weekly digest email
  • Location alerts for Dining + Coffee (iPhone)
◈ Your data, your history — Pro unlocks deeper analysis, not access to your own past.
Get started free →
Lifetime Supporter · first 100
Pro
Annual · best value
$99$49/yr
Founding rate, locked for life while subscribed · or 6 months free, then $99/yr — choose at signup
Everything that turns those numbers into action.
  • Everything in Free
  • Full percentile distribution (p10–p90)
  • All spending categories vs peers
  • 12-month spend trend vs peers
  • Goals — all types + peer benchmarks
  • Debt payoff planner · Investment analysis
  • Subscriptions scanner · Bill savings tools
  • AI Advisor · All location-alert categories (iPhone)
  • AI digest insights · CSV export · Unlimited accounts
Lock in $49/yr →
Both founding paths shown at signup · Rate forfeited if you cancel
For two
Household
Annual · best value
$149/yr
$12.42/mo · two users · annual billing
Everything in Pro, shared across two people — one subscription, two logins.
  • Everything in Pro for two users
  • Combined net worth dashboard
  • Joint peer benchmarking (dual-income cohort)
  • Shared AI Advisor context
  • Each person keeps their own login
  • If owner cancels, both revert to free
Get Household →
Founding alternative: you each take a $49 slot — $98/yr total, both locked for life
No contracts. Cancel anytime. All plans include bank-level encryption via Plaid.

Stop guessing.
Start knowing.

Free to start. See exactly where you stand against your real peers — by city, industry, and age.

Free to start · Lifetime Supporter from $49/yr · 100 @ $49 + 400 @ $69 locked for life
Not ready yet? Save your spot — founding members choose 6 months free or $49/yr locked for life.