Benchmarks · Retirement savings · 22–25 · Boston · Tech

Retirement savings for Tech professionals aged 22–25 in Boston

Balances across 401(k), 403(b), IRA and other retirement accounts.

Modeled estimate · federal survey data
Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.
Median
$7,552
Upper quarter
$28K
Top 10%
$78K

Half of Tech professionals aged 22–25 in Boston have a retirement savings above $7,552. Reaching the upper quarter takes about $27,675, and the top 10% starts at $77,558 — roughly 10.3× the median. The lower quarter sits below $908, and the bottom 10% is under $0.

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The full distribution

PercentileRetirement savingsWhat it means
Bottom 10%$09 in 10 are above this
Lower quarter$90825th percentile
Median$7,552half above, half below
Upper quarter$27,67575th percentile
Top 10%$77,558only 1 in 10 is above this
Average (mean)$9,440pulled up by the top end — the median is the better "typical"

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Retirement savings by age in Boston

AgeLower quarterMedian retirement savingsUpper quarterTop 10%
22–25$583$4,720$17K$44K
26–29 →$3,497$13K$38K$93K
30–33 →$6,994$26K$74K$179K
34–37 →$12K$45K$120K$271K
38–41 →$19K$71K$192K$420K
42–45 →$28K$104K$276K$580K
46–50 →$42K$148K$371K$765K
50 and over →$61K$207K$503K$1.0M

More for Tech professionals aged 22–25 in Boston

Net worth →Income →Investments →Savings rate →Monthly spending →
Monthly update · Tech professionals aged 22–25 in Boston

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Common questions

What is the median retirement savings for Tech professionals aged 22–25 in Boston?
The median retirement savings for Tech professionals aged 22–25 in Boston is $7,552. Half of this group is above that figure and half below.
What retirement savings puts you in the top 10% of Tech professionals aged 22–25 in Boston?
About $77,558. The 90th percentile is the level only one in ten people in this group exceeds — roughly 10.3× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: Tech professionals aged 22–25 in Boston. Model sample basis: 40.