Benchmarks · Retirement savings · 42–45 · San Antonio

Retirement savings for people aged 42–45 in San Antonio

Balances across 401(k), 403(b), IRA and other retirement accounts.

Modeled estimate · federal survey data
Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.
Median
$21K
Upper quarter
$145K
Top 10%
$456K

Half of people aged 42–45 in San Antonio have a retirement savings above $20,680. Reaching the upper quarter takes about $144,760, and the top 10% starts at $455,900 — roughly 22.0× the median. The lower quarter sits below $0, and the bottom 10% is under $0.

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The full distribution

PercentileRetirement savingsWhat it means
Bottom 10%$09 in 10 are above this
Lower quarter$025th percentile
Median$20,680half above, half below
Upper quarter$144,76075th percentile
Top 10%$455,900only 1 in 10 is above this
Average (mean)$25,850pulled up by the top end — the median is the better "typical"
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Retirement savings by age in San Antonio

AgeLower quarterMedian retirement savingsUpper quarterTop 10%
22–25 →$0$0$3,760$18K
26–29 →$0$940$20K$56K
30–33 →$0$2,914$37K$120K
34–37 →$0$2,256$61K$212K
38–41 →$0$8,648$94K$320K
42–45$0$21K$145K$456K
46–50 →$0$30K$188K$639K
50–54 →$0$29K$207K$874K
55–59 →$0$32K$282K$968K
60–64 →$0$36K$320K$1.1M
65 and over →$0$0$240K$1.1M

Retirement savings at 42–45 by city

MetroLower quarterMedian retirement savingsUpper quarterTop 10%
New York City →$0$29K$205K$674K
San Francisco →$0$32K$230K$769K
Los Angeles →$0$26K$188K$611K
Chicago →$0$24K$171K$548K
Boston →$0$26K$184K$598K
Washington, DC →$0$26K$188K$611K
Seattle →$0$27K$191K$624K
Austin →$0$25K$174K$561K

Retirement savings in San Antonio for every age band →

More for people aged 42–45 in San Antonio

Net worth →Income →Investments →Savings rate →Monthly spending →
Monthly update · people aged 42–45 in San Antonio

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Common questions

What is the median retirement savings for people aged 42–45 in San Antonio?
The median retirement savings for people aged 42–45 in San Antonio is $20,680. Half of this group is above that figure and half below.
What retirement savings puts you in the top 10% of people aged 42–45 in San Antonio?
About $455,900. The 90th percentile is the level only one in ten people in this group exceeds — roughly 22.0× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated October 2026. Cohort: people aged 42–45 in San Antonio. Model sample basis: 120.