Benchmarks · Retirement savings · 46–50 · Real estate

Retirement savings for Real estate professionals aged 46–50 in the U.S.

Balances across 401(k), 403(b), IRA and other retirement accounts.

Modeled estimate · federal survey data
Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.
Median
$40K
Upper quarter
$255K
Top 10%
$901K

Half of Real estate professionals aged 46–50 in the U.S. have a retirement savings above $40,000. Reaching the upper quarter takes about $255,000, and the top 10% starts at $901,000 — roughly 22.5× the median. The lower quarter sits below $0, and the bottom 10% is under $0.

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The full distribution

PercentileRetirement savingsWhat it means
Bottom 10%$09 in 10 are above this
Lower quarter$025th percentile
Median$40,000half above, half below
Upper quarter$255,00075th percentile
Top 10%$901,000only 1 in 10 is above this
Average (mean)$50,000pulled up by the top end — the median is the better "typical"
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Retirement savings by age

AgeLower quarterMedian retirement savingsUpper quarterTop 10%
22–25 →$0$0$5,100$25K
26–29 →$0$1,250$27K$80K
30–33 →$0$3,875$50K$170K
34–37 →$0$3,000$83K$298K
38–41 →$0$12K$128K$451K
42–45 →$0$28K$196K$643K
46–50$0$40K$255K$901K
50–54 →$0$39K$281K$1.2M
55–59 →$0$43K$383K$1.4M
60–64 →$0$48K$434K$1.6M
65 and over →$0$0$325K$1.6M

More for Real estate professionals aged 46–50 in the U.S.

Net worth →Income →Investments →Savings rate →Monthly spending →
Monthly update · Real estate professionals aged 46–50 in the U.S.

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Common questions

What is the median retirement savings for Real estate professionals aged 46–50 in the U.S.?
The median retirement savings for Real estate professionals aged 46–50 in the U.S. is $40,000. Half of this group is above that figure and half below.
What retirement savings puts you in the top 10% of Real estate professionals aged 46–50 in the U.S.?
About $901,000. The 90th percentile is the level only one in ten people in this group exceeds — roughly 22.5× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated October 2026. Cohort: Real estate professionals aged 46–50 in the U.S.. Model sample basis: 80.