Benchmarks · Retirement savings · 55–59 · Government

Retirement savings for Government professionals aged 55–59 in the U.S.

Balances across 401(k), 403(b), IRA and other retirement accounts.

Modeled estimate · federal survey data

Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.

Median

$29K

Upper quarter

$255K

Top 10%

$876K

Half of Government professionals aged 55–59 in the U.S. have a retirement savings above $28,900. Reaching the upper quarter takes about $255,000, and the top 10% starts at $875,500 — roughly 30.3× the median. The lower quarter sits below $0, and the bottom 10% is under $0.

Where do you land against Government professionals aged 55–59 in the U.S.?

Type a rough net worth and see your percentile in a minute. No account needed to look.

See where you stand →

The full distribution

Percentile	Retirement savings	What it means
Bottom 10%	$0	9 in 10 are above this
Lower quarter	$0	25th percentile
Median	$28,900	half above, half below
Upper quarter	$255,000	75th percentile
Top 10%	$875,500	only 1 in 10 is above this
Average (mean)	$36,125	pulled up by the top end — the median is the better "typical"

Free account · Government professionals aged 55–59 in the U.S.

Track where you stand against Government professionals aged 55–59 in the U.S..

This page is the cohort. An account adds you to it: type a rough figure and your percentile sits on your dashboard, kept current as the cohort moves, and you get this cohort's monthly update email. No bank connection needed to start. Connect accounts later for the exact number and the savings-rate, spending and income ranks.

Apple, Google or email · no card · delete any time

Just want the number? Try the percentile calculator — no signup, nothing leaves your browser.

Retirement savings by age

Age	Lower quarter	Median retirement savings	Upper quarter	Top 10%
22–25 →	$0	$0	$3,400	$16K
26–29 →	$0	$850	$18K	$51K
30–33 →	$0	$2,635	$33K	$109K
34–37 →	$0	$2,040	$55K	$191K
38–41 →	$0	$7,820	$85K	$289K
42–45 →	$0	$19K	$131K	$412K
46–50 →	$0	$27K	$170K	$578K
50–54 →	$0	$26K	$187K	$791K
55–59	$0	$29K	$255K	$876K
60–64 →	$0	$32K	$289K	$1.0M
65 and over →	$0	$0	$217K	$1.0M

More for Government professionals aged 55–59 in the U.S.

Net worth →Income →Investments →Savings rate →Monthly spending →

Monthly update · Government professionals aged 55–59 in the U.S.

Get this cohort's numbers when they move.

One email on the 1st: the median and top-10% retirement savings for Government professionals aged 55–59 in the U.S., what changed since last month, and how many members joined. No account, no spam, one-click unsubscribe.

You'll get the current figures right away, then monthly. Keeping Up Inc, New York. Privacy.

Common questions

What is the median retirement savings for Government professionals aged 55–59 in the U.S.?

The median retirement savings for Government professionals aged 55–59 in the U.S. is $28,900. Half of this group is above that figure and half below.

What retirement savings puts you in the top 10% of Government professionals aged 55–59 in the U.S.?

About $875,500. The 90th percentile is the level only one in ten people in this group exceeds — roughly 30.3× the median.

Where do these numbers come from?

They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated October 2026. Cohort: Government professionals aged 55–59 in the U.S.. Model sample basis: 80.