Benchmarks · Retirement savings · 55–59 · Pharma & biotech

Retirement savings for Pharma & biotech professionals aged 55–59 in the U.S.

Balances across 401(k), 403(b), IRA and other retirement accounts.

Modeled estimate · federal survey data

Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.

Median

$45K

Upper quarter

$406K

Top 10%

$1.5M

Half of Pharma & biotech professionals aged 55–59 in the U.S. have a retirement savings above $44,880. Reaching the upper quarter takes about $405,600, and the top 10% starts at $1,458,480 — roughly 32.5× the median. The lower quarter sits below $0, and the bottom 10% is under $0.

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The full distribution

Percentile	Retirement savings	What it means
Bottom 10%	$0	9 in 10 are above this
Lower quarter	$0	25th percentile
Median	$44,880	half above, half below
Upper quarter	$405,600	75th percentile
Top 10%	$1,458,480	only 1 in 10 is above this
Average (mean)	$56,100	pulled up by the top end — the median is the better "typical"

Free account · Pharma & biotech professionals aged 55–59 in the U.S.

Track where you stand against Pharma & biotech professionals aged 55–59 in the U.S..

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Retirement savings by age

Age	Lower quarter	Median retirement savings	Upper quarter	Top 10%
22–25 →	$0	$0	$5,408	$27K
26–29 →	$0	$1,320	$28K	$85K
30–33 →	$0	$4,092	$53K	$181K
34–37 →	$0	$3,168	$88K	$319K
38–41 →	$0	$12K	$135K	$481K
42–45 →	$0	$29K	$208K	$687K
46–50 →	$0	$42K	$270K	$963K
50–54 →	$0	$41K	$297K	$1.3M
55–59	$0	$45K	$406K	$1.5M
60–64 →	$0	$50K	$460K	$1.7M
65 and over →	$0	$0	$345K	$1.7M

More for Pharma & biotech professionals aged 55–59 in the U.S.

Net worth →Income →Investments →Savings rate →Monthly spending →

Monthly update · Pharma & biotech professionals aged 55–59 in the U.S.

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Common questions

What is the median retirement savings for Pharma & biotech professionals aged 55–59 in the U.S.?

The median retirement savings for Pharma & biotech professionals aged 55–59 in the U.S. is $44,880. Half of this group is above that figure and half below.

What retirement savings puts you in the top 10% of Pharma & biotech professionals aged 55–59 in the U.S.?

About $1,458,480. The 90th percentile is the level only one in ten people in this group exceeds — roughly 32.5× the median.

Where do these numbers come from?

They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated October 2026. Cohort: Pharma & biotech professionals aged 55–59 in the U.S.. Model sample basis: 80.