Benchmarks · Savings rate · 38–41 · Chicago · Consulting

Savings rate for Consulting professionals aged 38–41 in Chicago

Share of take-home income saved or invested each month.

Modeled estimate · federal survey data
Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.
Median
18%
Upper quarter
28%
Top 10%
39%

Half of Consulting professionals aged 38–41 in Chicago have a savings rate above 18%. Reaching the upper quarter takes about 28%, and the top 10% starts at 39% — roughly 2.2× the median. The lower quarter sits below 10%, and the bottom 10% is under 5%.

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The full distribution

PercentileSavings rateWhat it means
Bottom 10%5%9 in 10 are above this
Lower quarter10%25th percentile
Median18%half above, half below
Upper quarter28%75th percentile
Top 10%39%only 1 in 10 is above this
Average (mean)18%pulled up by the top end — the median is the better "typical"

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Savings rate by age in Chicago

AgeLower quarterMedian savings rateUpper quarterTop 10%
22–25 →2%8%16%25%
26–29 →4%11%20%30%
30–33 →5%13%22%33%
34–37 →6%14%24%35%
38–417%15%25%36%
42–45 →8%16%26%37%
46–50 →9%17%27%38%
50 and over →10%18%28%40%

More for Consulting professionals aged 38–41 in Chicago

Net worth →Income →Retirement savings →Investments →Monthly spending →
Monthly update · Consulting professionals aged 38–41 in Chicago

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Common questions

What is the median savings rate for Consulting professionals aged 38–41 in Chicago?
The median savings rate for Consulting professionals aged 38–41 in Chicago is 18%. Half of this group is above that figure and half below.
What savings rate puts you in the top 10% of Consulting professionals aged 38–41 in Chicago?
About 39%. The 90th percentile is the level only one in ten people in this group exceeds — roughly 2.2× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: Consulting professionals aged 38–41 in Chicago. Model sample basis: 40.