Benchmarks · Investments · 22–25 · Chicago

Investments for people aged 22–25 in Chicago

Everything invested in markets — brokerage, retirement accounts and employer plans combined.

Modeled estimate · federal survey data
Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.
Median
$0
Upper quarter
$7,215
Top 10%
$45K

Half of people aged 22–25 in Chicago have a total invested above $0. Reaching the upper quarter takes about $7,215, and the top 10% starts at $45,200. The lower quarter sits below $0, and the bottom 10% is under $0.

Where do you land against people aged 22–25 in Chicago?
$
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The full distribution

PercentileInvestmentsWhat it means
Bottom 10%$09 in 10 are above this
Lower quarter$025th percentile
Median$0half above, half below
Upper quarter$7,21575th percentile
Top 10%$45,200only 1 in 10 is above this
Average (mean)$0pulled up by the top end — the median is the better "typical"
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  • Six ranks, not one. Net worth, income, savings rate, spending, retirement and investments against people aged 22–25 in Chicago.
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Keeping Up dashboard for a demo member: net worth $348K, peer rank top 43%, savings rate top 3%, monthly spend top 41%
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Investments by age in Chicago

AgeLower quarterMedian investmentsUpper quarterTop 10%
22–25$0$0$7,215$45K
26–29 →$0$2,420$33K$122K
30–33 →$0$5,830$51K$176K
34–37 →$0$5,500$90K$333K
38–41 →$0$15K$144K$525K
42–45 →$0$28K$214K$740K
46–50 →$0$42K$255K$1.1M
50–54 →$0$46K$327K$1.3M
55–59 →$0$52K$444K$1.5M
60–64 →$0$68K$505K$2.0M
65 and over →$0$17K$444K$2.0M

Investments at 22–25 by city

MetroLower quarterMedian investmentsUpper quarterTop 10%
New York City →$0$0$8,645$56K
San Francisco →$0$0$9,718$63K
Los Angeles →$0$0$7,930$50K
Chicago$0$0$7,215$45K
Boston →$0$0$7,787$49K
Washington, DC →$0$0$7,930$50K
Seattle →$0$0$8,073$51K
Austin →$0$0$7,358$46K

Investments in Chicago for every age band →

More for people aged 22–25 in Chicago

Net worth →Income →Retirement savings →Savings rate →Monthly spending →

Common questions

What is the median total invested for people aged 22–25 in Chicago?
The median total invested for people aged 22–25 in Chicago is $0. Half of this group is above that figure and half below.
What total invested puts you in the top 10% of people aged 22–25 in Chicago?
About $45,200. The 90th percentile is the level only one in ten people in this group exceeds.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated October 2026. Cohort: people aged 22–25 in Chicago. Model sample basis: 120.