Investments for people aged 22–25 in Chicago
Everything invested in markets — brokerage, retirement accounts and employer plans combined.
Half of people aged 22–25 in Chicago have a total invested above $0. Reaching the upper quarter takes about $7,215, and the top 10% starts at $45,200. The lower quarter sits below $0, and the bottom 10% is under $0.
The full distribution
| Percentile | Investments | What it means |
|---|---|---|
| Bottom 10% | $0 | 9 in 10 are above this |
| Lower quarter | $0 | 25th percentile |
| Median | $0 | half above, half below |
| Upper quarter | $7,215 | 75th percentile |
| Top 10% | $45,200 | only 1 in 10 is above this |
| Average (mean) | $0 | pulled up by the top end — the median is the better "typical" |
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Investments by age in Chicago
| Age | Lower quarter | Median investments | Upper quarter | Top 10% |
|---|---|---|---|---|
| 22–25 | $0 | $0 | $7,215 | $45K |
| 26–29 → | $0 | $2,420 | $33K | $122K |
| 30–33 → | $0 | $5,830 | $51K | $176K |
| 34–37 → | $0 | $5,500 | $90K | $333K |
| 38–41 → | $0 | $15K | $144K | $525K |
| 42–45 → | $0 | $28K | $214K | $740K |
| 46–50 → | $0 | $42K | $255K | $1.1M |
| 50–54 → | $0 | $46K | $327K | $1.3M |
| 55–59 → | $0 | $52K | $444K | $1.5M |
| 60–64 → | $0 | $68K | $505K | $2.0M |
| 65 and over → | $0 | $17K | $444K | $2.0M |
Investments at 22–25 by city
| Metro | Lower quarter | Median investments | Upper quarter | Top 10% |
|---|---|---|---|---|
| New York City → | $0 | $0 | $8,645 | $56K |
| San Francisco → | $0 | $0 | $9,718 | $63K |
| Los Angeles → | $0 | $0 | $7,930 | $50K |
| Chicago | $0 | $0 | $7,215 | $45K |
| Boston → | $0 | $0 | $7,787 | $49K |
| Washington, DC → | $0 | $0 | $7,930 | $50K |
| Seattle → | $0 | $0 | $8,073 | $51K |
| Austin → | $0 | $0 | $7,358 | $46K |
More for people aged 22–25 in Chicago
Common questions
How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.
Last updated October 2026. Cohort: people aged 22–25 in Chicago. Model sample basis: 120.