Benchmarks · Investments · 38–41 · Boston

Investments for people aged 38–41 in Boston

Everything invested in markets — brokerage, retirement accounts and employer plans combined.

Modeled estimate · federal survey data
Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.
Median
$17K
Upper quarter
$156K
Top 10%
$574K

Half of people aged 38–41 in Boston have a total invested above $16,520. Reaching the upper quarter takes about $155,740, and the top 10% starts at $573,810 — roughly 34.7× the median. The lower quarter sits below $0, and the bottom 10% is under $0.

Where do you land against people aged 38–41 in Boston?
$
Nothing leaves your browser. No account needed to look.

The full distribution

PercentileInvestmentsWhat it means
Bottom 10%$09 in 10 are above this
Lower quarter$025th percentile
Median$16,520half above, half below
Upper quarter$155,74075th percentile
Top 10%$573,810only 1 in 10 is above this
Average (mean)$20,650pulled up by the top end — the median is the better "typical"
Monthly update · people aged 38–41 in Boston

Get this cohort's numbers when they move.

One email on the 1st: the median and top-10% total invested for people aged 38–41 in Boston, what changed since last month, and how many members joined. No account, no spam, one-click unsubscribe.

You'll get the current figures right away, then monthly. Keeping Up Inc, New York. Privacy.

Free account · people aged 38–41 in Boston

This page is the cohort. An account puts you on it.

  • Your rank, kept current. Type a rough figure and your percentile sits on your dashboard, moving as the cohort does.
  • Six ranks, not one. Net worth, income, savings rate, spending, retirement and investments against people aged 38–41 in Boston.
  • Exact when you want it. Connect accounts read-only later for the real number; nothing is required to start.
Apple, Google or email · no card · delete any time
Keeping Up dashboard for a demo member: net worth $348K, peer rank top 43%, savings rate top 3%, monthly spend top 41%
The dashboard. Demo account, illustrative numbers.

Just want the number? Try the percentile calculator — no signup, nothing leaves your browser.

Investments by age in Boston

AgeLower quarterMedian investmentsUpper quarterTop 10%
22–25 →$0$0$7,787$49K
26–29 →$0$2,596$36K$133K
30–33 →$0$6,254$55K$193K
34–37 →$0$5,900$97K$364K
38–41$0$17K$156K$574K
42–45 →$0$30K$231K$808K
46–50 →$0$45K$276K$1.2M
50–54 →$0$50K$353K$1.4M
55–59 →$0$55K$479K$1.7M
60–64 →$0$73K$545K$2.2M
65 and over →$0$18K$479K$2.2M

Investments at 38–41 by city

MetroLower quarterMedian investmentsUpper quarterTop 10%
New York City →$0$18K$173K$646K
San Francisco →$0$20K$194K$737K
Los Angeles →$0$17K$159K$586K
Chicago →$0$15K$144K$525K
Boston$0$17K$156K$574K
Washington, DC →$0$17K$159K$586K
Seattle →$0$17K$161K$598K
Austin →$0$16K$147K$538K

Investments in Boston for every age band →

More for people aged 38–41 in Boston

Net worth →Income →Retirement savings →Savings rate →Monthly spending →

Common questions

What is the median total invested for people aged 38–41 in Boston?
The median total invested for people aged 38–41 in Boston is $16,520. Half of this group is above that figure and half below.
What total invested puts you in the top 10% of people aged 38–41 in Boston?
About $573,810. The 90th percentile is the level only one in ten people in this group exceeds — roughly 34.7× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated October 2026. Cohort: people aged 38–41 in Boston. Model sample basis: 120.