Benchmarks · Investments · 46–50 · Boston

Investments for people aged 46–50 in Boston

Everything invested in markets — brokerage, retirement accounts and employer plans combined.

Modeled estimate · federal survey data

Median

$307K

Upper quarter

$671K

Top 10%

$1.2M

Half of people aged 46–50 in Boston have a total invested above $306,800. Reaching the upper quarter takes about $670,880, and the top 10% starts at $1,234,000 — roughly 4.0× the median. The lower quarter sits below $81,592, and the bottom 10% is under $20,754.

The full distribution

Percentile	Investments	What it means
Bottom 10%	$20,754	9 in 10 are above this
Lower quarter	$81,592	25th percentile
Median	$306,800	half above, half below
Upper quarter	$670,880	75th percentile
Top 10%	$1,234,000	only 1 in 10 is above this
Average (mean)	$383,500	pulled up by the top end — the median is the better "typical"

Where do you stand?

Connect your accounts and Keeping Up shows your exact percentile against people aged 46–50 in Boston — plus savings rate, spending by category and net worth over time. Read-only bank access via Plaid; your numbers are never shown to anyone.

See where you stand →Free to start · no card required

Investments by age in Boston

Age	Lower quarter	Median investments	Upper quarter	Top 10%
22–25 →	$1,166	$9,440	$34K	$80K
26–29 →	$5,828	$33K	$90K	$197K
30–33 →	$14K	$65K	$156K	$321K
34–37 →	$26K	$112K	$264K	$518K
38–41 →	$41K	$171K	$395K	$753K
42–45 →	$58K	$230K	$515K	$987K
46–50	$82K	$307K	$671K	$1.2M
50 and over →	$111K	$413K	$863K	$1.6M

Investments at 46–50 by city

Metro	Lower quarter	Median investments	Upper quarter	Top 10%
New York City →	$89K	$338K	$745K	$1.4M
San Francisco →	$99K	$377K	$837K	$1.6M
Los Angeles →	$83K	$312K	$683K	$1.3M
Chicago →	$76K	$286K	$622K	$1.1M
Boston	$82K	$307K	$671K	$1.2M
Washington, DC →	$83K	$312K	$683K	$1.3M
Seattle →	$84K	$317K	$696K	$1.3M
Austin →	$78K	$291K	$634K	$1.2M

More for people aged 46–50 in Boston

Net worth →Income →Retirement savings →Savings rate →Monthly spending →

Common questions

What is the median total invested for people aged 46–50 in Boston?

The median total invested for people aged 46–50 in Boston is $306,800. Half of this group is above that figure and half below.

What total invested puts you in the top 10% of people aged 46–50 in Boston?

About $1,234,000. The 90th percentile is the level only one in ten people in this group exceeds — roughly 4.0× the median.

Where do these numbers come from?

They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: people aged 46–50 in Boston. Model sample basis: 120.