Benchmarks · Investments · 46–50 · SF

Investments for people aged 46–50 in San Francisco

Everything invested in markets — brokerage, retirement accounts and employer plans combined.

Modeled estimate · federal survey data

Median

$377K

Upper quarter

$837K

Top 10%

$1.6M

Half of people aged 46–50 in San Francisco have a total invested above $377,000. Reaching the upper quarter takes about $837,200, and the top 10% starts at $1,585,000 — roughly 4.2× the median. The lower quarter sits below $98,980, and the bottom 10% is under $24,885.

The full distribution

Percentile	Investments	What it means
Bottom 10%	$24,885	9 in 10 are above this
Lower quarter	$98,980	25th percentile
Median	$377,000	half above, half below
Upper quarter	$837,200	75th percentile
Top 10%	$1,585,000	only 1 in 10 is above this
Average (mean)	$471,250	pulled up by the top end — the median is the better "typical"

Where do you stand?

Connect your accounts and Keeping Up shows your exact percentile against people aged 46–50 in San Francisco — plus savings rate, spending by category and net worth over time. Read-only bank access via Plaid; your numbers are never shown to anyone.

See where you stand →Free to start · no card required

Investments by age in San Francisco

Age	Lower quarter	Median investments	Upper quarter	Top 10%
22–25 →	$1,414	$12K	$42K	$103K
26–29 →	$7,070	$41K	$112K	$254K
30–33 →	$17K	$80K	$194K	$412K
34–37 →	$31K	$138K	$329K	$666K
38–41 →	$49K	$210K	$493K	$967K
42–45 →	$71K	$283K	$643K	$1.3M
46–50	$99K	$377K	$837K	$1.6M
50 and over →	$134K	$508K	$1.1M	$2.1M

Investments at 46–50 by city

Metro	Lower quarter	Median investments	Upper quarter	Top 10%
New York City →	$89K	$338K	$745K	$1.4M
San Francisco	$99K	$377K	$837K	$1.6M
Los Angeles →	$83K	$312K	$683K	$1.3M
Chicago →	$76K	$286K	$622K	$1.1M
Boston →	$82K	$307K	$671K	$1.2M
Washington, DC →	$83K	$312K	$683K	$1.3M
Seattle →	$84K	$317K	$696K	$1.3M
Austin →	$78K	$291K	$634K	$1.2M

More for people aged 46–50 in San Francisco

Net worth →Income →Retirement savings →Savings rate →Monthly spending →

Common questions

What is the median total invested for people aged 46–50 in San Francisco?

The median total invested for people aged 46–50 in San Francisco is $377,000. Half of this group is above that figure and half below.

What total invested puts you in the top 10% of people aged 46–50 in San Francisco?

About $1,585,000. The 90th percentile is the level only one in ten people in this group exceeds — roughly 4.2× the median.

Where do these numbers come from?

They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: people aged 46–50 in San Francisco. Model sample basis: 120.