Net worth for people aged 38–41 in Nashville
Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.
Half of people aged 38–41 in Nashville have a net worth above $162,000. Reaching the upper quarter takes about $505,000, and the top 10% starts at $1,230,000 — roughly 7.6× the median. The lower quarter sits below $20,000, and the bottom 10% is negative — more owed than owned.
The full distribution
| Percentile | Net worth | What it means |
|---|---|---|
| Bottom 10% | −$200 | 9 in 10 are above this |
| Lower quarter | $20,000 | 25th percentile |
| Median | $162,000 | half above, half below |
| Upper quarter | $505,000 | 75th percentile |
| Top 10% | $1,230,000 | only 1 in 10 is above this |
| Average (mean) | $210,600 | pulled up by the top end — the median is the better "typical" |
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Net worth by age in Nashville
| Age | Lower quarter | Median net worth | Upper quarter | Top 10% |
|---|---|---|---|---|
| 22–25 → | $1,100 | $17K | $72K | $210K |
| 26–29 → | $3,200 | $39K | $132K | $315K |
| 30–33 → | $7,100 | $68K | $235K | $440K |
| 34–37 → | $9,200 | $98K | $355K | $920K |
| 38–41 | $20K | $162K | $505K | $1.2M |
| 42–45 → | $38K | $205K | $650K | $1.6M |
| 46–50 → | $43K | $230K | $830K | $2.5M |
| 50–54 → | $55K | $255K | $1.0M | $3.0M |
| 55–59 → | $58K | $315K | $1.2M | $3.1M |
| 60–64 → | $105K | $445K | $1.4M | $3.5M |
| 65 and over → | $137K | $485K | $1.4M | $3.9M |
Net worth at 38–41 by city
| Metro | Lower quarter | Median net worth | Upper quarter | Top 10% |
|---|---|---|---|---|
| New York City → | $26K | $211K | $669K | $1.7M |
| San Francisco → | $28K | $235K | $750K | $1.9M |
| Los Angeles → | $24K | $194K | $614K | $1.5M |
| Chicago → | $22K | $178K | $560K | $1.4M |
| Boston → | $23K | $191K | $603K | $1.5M |
| Washington, DC → | $24K | $194K | $614K | $1.5M |
| Seattle → | $24K | $198K | $625K | $1.6M |
| Austin → | $22K | $181K | $570K | $1.4M |
Net worth at 38–41 by industry
Net worth at 38–41 in other metros
More for people aged 38–41 in Nashville
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Common questions
How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.
Last updated October 2026. Cohort: people aged 38–41 in Nashville. Model sample basis: 120.