Benchmarks · Net worth · 46–50 · Chicago

Net worth for people aged 46–50 in Chicago

Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.

Modeled estimate · federal survey data

Median

$319K

Upper quarter

$720K

Top 10%

$1.4M

Half of people aged 46–50 in Chicago have a net worth above $319,000. Reaching the upper quarter takes about $720,200, and the top 10% starts at $1,350,000 — roughly 4.2× the median. The lower quarter sits below $96,096, and the bottom 10% is under $13,020.

The full distribution

Percentile	Net worth	What it means
Bottom 10%	$13,020	9 in 10 are above this
Lower quarter	$96,096	25th percentile
Median	$319,000	half above, half below
Upper quarter	$720,200	75th percentile
Top 10%	$1,350,000	only 1 in 10 is above this
Average (mean)	$414,700	pulled up by the top end — the median is the better "typical"

Where do you stand?

Connect your accounts and Keeping Up shows your exact percentile against people aged 46–50 in Chicago — plus savings rate, spending by category and net worth over time. Read-only bank access via Plaid; your numbers are never shown to anyone.

See where you stand →Free to start · no card required

Net worth by age in Chicago

Age	Lower quarter	Median net worth	Upper quarter	Top 10%
22–25 →	$1,092	$13K	$42K	$92K
26–29 →	$5,460	$35K	$94K	$203K
30–33 →	$16K	$72K	$177K	$383K
34–37 →	$31K	$116K	$288K	$585K
38–41 →	$49K	$176K	$432K	$844K
42–45 →	$71K	$242K	$576K	$1.1M
46–50	$96K	$319K	$720K	$1.4M
50 and over →	$131K	$418K	$909K	$1.8M

Net worth at 46–50 by city

Metro	Lower quarter	Median net worth	Upper quarter	Top 10%
New York City →	$112K	$377K	$861K	$1.6M
San Francisco →	$124K	$421K	$966K	$1.9M
Los Angeles →	$104K	$348K	$790K	$1.5M
Chicago	$96K	$319K	$720K	$1.4M
Boston →	$103K	$342K	$776K	$1.5M
Washington, DC →	$104K	$348K	$790K	$1.5M
Seattle →	$106K	$354K	$804K	$1.5M
Austin →	$98K	$325K	$734K	$1.4M

More for people aged 46–50 in Chicago

Income →Retirement savings →Investments →Savings rate →Monthly spending →

Common questions

What is the median net worth for people aged 46–50 in Chicago?

The median net worth for people aged 46–50 in Chicago is $319,000. Half of this group is above that figure and half below.

What net worth puts you in the top 10% of people aged 46–50 in Chicago?

About $1,350,000. The 90th percentile is the level only one in ten people in this group exceeds — roughly 4.2× the median.

Where do these numbers come from?

They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: people aged 46–50 in Chicago. Model sample basis: 120.