Benchmarks · Retirement savings · 22–25 · LA

Retirement savings for people aged 22–25 in Los Angeles

Balances across 401(k), 403(b), IRA and other retirement accounts.

Modeled estimate · federal survey data
Median
$4,800
Upper quarter
$17K
Top 10%
$45K

Half of people aged 22–25 in Los Angeles have a retirement savings above $4,800. Reaching the upper quarter takes about $17,080, and the top 10% starts at $45,360 — roughly 9.4× the median. The lower quarter sits below $592, and the bottom 10% is under $0.

The full distribution

PercentileRetirement savingsWhat it means
Bottom 10%$09 in 10 are above this
Lower quarter$59225th percentile
Median$4,800half above, half below
Upper quarter$17,08075th percentile
Top 10%$45,360only 1 in 10 is above this
Average (mean)$6,000pulled up by the top end — the median is the better "typical"

Where do you stand?

Connect your accounts and Keeping Up shows your exact percentile against people aged 22–25 in Los Angeles — plus savings rate, spending by category and net worth over time. Read-only bank access via Plaid; your numbers are never shown to anyone.

See where you stand →Free to start · no card required

Retirement savings by age in Los Angeles

AgeLower quarterMedian retirement savingsUpper quarterTop 10%
22–25$592$4,800$17K$45K
26–29 →$3,552$13K$39K$95K
30–33 →$7,104$26K$76K$183K
34–37 →$12K$46K$122K$277K
38–41 →$19K$72K$195K$428K
42–45 →$28K$106K$281K$592K
46–50 →$43K$150K$378K$781K
50 and over →$62K$210K$512K$1.1M

Retirement savings at 22–25 by city

MetroLower quarterMedian retirement savingsUpper quarterTop 10%
New York City →$638$5,200$19K$50K
San Francisco →$707$5,800$21K$57K
Los Angeles$592$4,800$17K$45K
Chicago →$546$4,400$16K$41K
Boston →$583$4,720$17K$44K
Washington, DC →$592$4,800$17K$45K
Seattle →$601$4,880$17K$46K
Austin →$555$4,480$16K$42K

More for people aged 22–25 in Los Angeles

Net worth →Income →Investments →Savings rate →Monthly spending →

Common questions

What is the median retirement savings for people aged 22–25 in Los Angeles?
The median retirement savings for people aged 22–25 in Los Angeles is $4,800. Half of this group is above that figure and half below.
What retirement savings puts you in the top 10% of people aged 22–25 in Los Angeles?
About $45,360. The 90th percentile is the level only one in ten people in this group exceeds — roughly 9.4× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: people aged 22–25 in Los Angeles. Model sample basis: 120.