Benchmarks · Retirement savings · 22–25 · Seattle

Retirement savings for people aged 22–25 in Seattle

Balances across 401(k), 403(b), IRA and other retirement accounts.

Modeled estimate · federal survey data
Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.
Median
$0
Upper quarter
$4,968
Top 10%
$24K

Half of people aged 22–25 in Seattle have a retirement savings above $0. Reaching the upper quarter takes about $4,968, and the top 10% starts at $24,434. The lower quarter sits below $0, and the bottom 10% is under $0.

Where do you land against people aged 22–25 in Seattle?
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The full distribution

PercentileRetirement savingsWhat it means
Bottom 10%$09 in 10 are above this
Lower quarter$025th percentile
Median$0half above, half below
Upper quarter$4,96875th percentile
Top 10%$24,434only 1 in 10 is above this
Average (mean)$0pulled up by the top end — the median is the better "typical"
Monthly update · people aged 22–25 in Seattle

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Keeping Up dashboard for a demo member: net worth $348K, peer rank top 43%, savings rate top 3%, monthly spend top 41%
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Retirement savings by age in Seattle

AgeLower quarterMedian retirement savingsUpper quarterTop 10%
22–25$0$0$4,968$24K
26–29 →$0$1,220$26K$77K
30–33 →$0$3,782$48K$165K
34–37 →$0$2,928$81K$289K
38–41 →$0$11K$124K$437K
42–45 →$0$27K$191K$624K
46–50 →$0$39K$248K$874K
50–54 →$0$38K$273K$1.2M
55–59 →$0$41K$373K$1.3M
60–64 →$0$46K$422K$1.5M
65 and over →$0$0$317K$1.5M

Retirement savings at 22–25 by city

MetroLower quarterMedian retirement savingsUpper quarterTop 10%
New York City →$0$0$5,320$26K
San Francisco →$0$0$5,980$30K
Los Angeles →$0$0$4,880$24K
Chicago →$0$0$4,440$21K
Boston →$0$0$4,792$23K
Washington, DC →$0$0$4,880$24K
Seattle$0$0$4,968$24K
Austin →$0$0$4,528$22K

Retirement savings in Seattle for every age band →

More for people aged 22–25 in Seattle

Net worth →Income →Investments →Savings rate →Monthly spending →

Common questions

What is the median retirement savings for people aged 22–25 in Seattle?
The median retirement savings for people aged 22–25 in Seattle is $0. Half of this group is above that figure and half below.
What retirement savings puts you in the top 10% of people aged 22–25 in Seattle?
About $24,434. The 90th percentile is the level only one in ten people in this group exceeds.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated October 2026. Cohort: people aged 22–25 in Seattle. Model sample basis: 120.