Benchmarks · Income · 34–37 · SF

Income for people aged 34–37 in San Francisco

Gross annual income from salary, bonus and other regular deposits.

Modeled estimate · federal survey data
Median
$167K
Upper quarter
$242K
Top 10%
$374K

Half of people aged 34–37 in San Francisco have a annual income above $166,992. Reaching the upper quarter takes about $242,088, and the top 10% starts at $373,716 — roughly 2.2× the median. The lower quarter sits below $114,156, and the bottom 10% is under $79,368.

The full distribution

PercentileIncomeWhat it means
Bottom 10%$79,3689 in 10 are above this
Lower quarter$114,15625th percentile
Median$166,992half above, half below
Upper quarter$242,08875th percentile
Top 10%$373,716only 1 in 10 is above this
Average (mean)$183,696pulled up by the top end — the median is the better "typical"

Where do you stand?

Connect your accounts and Keeping Up shows your exact percentile against people aged 34–37 in San Francisco — plus savings rate, spending by category and net worth over time. Read-only bank access via Plaid; your numbers are never shown to anyone.

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Income by age in San Francisco

AgeLower quarterMedian incomeUpper quarterTop 10%
22–25 →$60K$82K$111K$160K
26–29 →$84K$116K$159K$240K
30–33 →$101K$145K$208K$320K
34–37$114K$167K$242K$374K
38–41 →$124K$184K$268K$427K
42–45 →$131K$196K$285K$463K
46–50 →$134K$204K$303K$498K
50 and over →$128K$191K$291K$480K

Income at 34–37 by city

MetroLower quarterMedian incomeUpper quarterTop 10%
New York City →$103K$151K$217K$333K
San Francisco$114K$167K$242K$374K
Los Angeles →$96K$139K$200K$304K
Chicago →$88K$127K$182K$275K
Boston →$94K$136K$196K$298K
Washington, DC →$96K$139K$200K$304K
Seattle →$100K$146K$210K$322K
Austin →$89K$129K$186K$281K

More for people aged 34–37 in San Francisco

Net worth →Retirement savings →Investments →Savings rate →Monthly spending →

Common questions

What is the median annual income for people aged 34–37 in San Francisco?
The median annual income for people aged 34–37 in San Francisco is $166,992. Half of this group is above that figure and half below.
What annual income puts you in the top 10% of people aged 34–37 in San Francisco?
About $373,716. The 90th percentile is the level only one in ten people in this group exceeds — roughly 2.2× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: people aged 34–37 in San Francisco. Model sample basis: 120.