Benchmarks · Net worth · 34–37 · SF

Net worth for people aged 34–37 in San Francisco

Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.

Modeled estimate · federal survey data
Median
$152K
Upper quarter
$386K
Top 10%
$813K

Half of people aged 34–37 in San Francisco have a net worth above $152,250. Reaching the upper quarter takes about $386,360, and the top 10% starts at $812,500 — roughly 5.3× the median. The lower quarter sits below $39,592, and the bottom 10% is under $2,765.

The full distribution

PercentileNet worthWhat it means
Bottom 10%$2,7659 in 10 are above this
Lower quarter$39,59225th percentile
Median$152,250half above, half below
Upper quarter$386,36075th percentile
Top 10%$812,500only 1 in 10 is above this
Average (mean)$197,925pulled up by the top end — the median is the better "typical"

Where do you stand?

Connect your accounts and Keeping Up shows your exact percentile against people aged 34–37 in San Francisco — plus savings rate, spending by category and net worth over time. Read-only bank access via Plaid; your numbers are never shown to anyone.

See where you stand →Free to start · no card required

Net worth by age in San Francisco

AgeLower quarterMedian net worthUpper quarterTop 10%
22–25 →$1,414$17K$56K$128K
26–29 →$7,070$46K$126K$281K
30–33 →$21K$94K$238K$531K
34–37$40K$152K$386K$813K
38–41 →$64K$232K$580K$1.2M
42–45 →$92K$319K$773K$1.5M
46–50 →$124K$421K$966K$1.9M
50 and over →$170K$551K$1.2M$2.5M

Net worth at 34–37 by city

MetroLower quarterMedian net worthUpper quarterTop 10%
New York City →$36K$137K$344K$715K
San Francisco$40K$152K$386K$813K
Los Angeles →$33K$126K$316K$650K
Chicago →$31K$116K$288K$585K
Boston →$33K$124K$311K$637K
Washington, DC →$33K$126K$316K$650K
Seattle →$34K$128K$322K$663K
Austin →$31K$118K$294K$598K

More for people aged 34–37 in San Francisco

Income →Retirement savings →Investments →Savings rate →Monthly spending →

Common questions

What is the median net worth for people aged 34–37 in San Francisco?
The median net worth for people aged 34–37 in San Francisco is $152,250. Half of this group is above that figure and half below.
What net worth puts you in the top 10% of people aged 34–37 in San Francisco?
About $812,500. The 90th percentile is the level only one in ten people in this group exceeds — roughly 5.3× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: people aged 34–37 in San Francisco. Model sample basis: 120.