Benchmarks · Net worth · SF

Average net worth in San Francisco, by age

Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.

Modeled estimate · federal survey data
Household-level figures (the Fed SCF measures households, grouped by the reference person's age), so they read high for a single person. Why.
Median at 30–33
$94K
U.S. median
$65K
Top 10% in SF
$531K

The typical net worth in San Francisco at 30–33 is $94,250, 45% above the national median of $65,000. It climbs from $17,400 at 22–25 to $551,000 at 50 and over. Reaching the top 10% at 30–33 takes about $531,250.

Where do you land in San Francisco?
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Net worth in San Francisco by age

AgeSF medianU.S. medianTop 10% in SF
22–25$17,400$12,000$128,125Full distribution →
26–29$46,400$32,000$281,250Full distribution →
30–33$94,250$65,000$531,250Full distribution →
34–37$152,250$105,000$812,500Full distribution →
38–41$232,000$160,000$1,171,875Full distribution →
42–45$319,000$220,000$1,531,250Full distribution →
46–50$420,500$290,000$1,875,000Full distribution →
50 and over$551,000$380,000$2,500,000Full distribution →

Each age band links to its full percentile ladder (bottom 10% to top 10%) for San Francisco.

Net worth in San Francisco at 30–33, by industry

IndustryMedianTop 10%
Tech$150,800$901,000Details →
Finance$146,088$870,188Details →
Consulting$127,238$746,938Details →
Engineering$127,238$746,938Details →
Healthcare$122,525$716,125Details →

Net worth at 30–33 in other metros

San Francisco · $94KNew York City · $85KSeattle · $79KLos Angeles · $78KWashington, DC · $78KBoston · $77KAustin · $73KChicago · $72K

More for San Francisco

Income at 30–33 →Retirement savings at 30–33 →Investments at 30–33 →Savings rate at 30–33 →Monthly spending at 30–33 →
Monthly update · people aged 30–33 in San Francisco

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Common questions

What is the average net worth in San Francisco?
At 30–33, the median net worth in San Francisco is $94,250 and the mean is $122,525. The median is the better "typical" figure: a few very high earners pull the mean up. It rises with age — $17,400 at 22–25 and $551,000 at 50 and over.
How does San Francisco compare with the national net worth?
At 30–33, the San Francisco median of $94,250 is 45% above the U.S. median of $65,000. The metro figures adjust the national distribution for local wages and cost of living, so they move together.
What net worth puts you in the top 10% in San Francisco?
About $531,250 at 30–33. Each age band's page lists the full percentile ladder from the bottom 10% to the top 10%.
Where do these numbers come from?
They are modeled percentile distributions fitted from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

Percentiles are modeled from the Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census ACS and BLS OEWS wage data, adjusted for San Francisco wages and cost of living, and blend toward anonymized Keeping Up member data as the cohort fills in. Current dollars, household level. Updated June 2026. Methodology.