Benchmarks · Net worth · Boston

Average net worth in Boston, by age

Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.

Modeled estimate · federal survey data
Household-level figures (the Fed SCF measures households, grouped by the reference person's age), so they read high for a single person. Why.
Median at 30–33
$77K
U.S. median
$65K
Top 10% in Boston
$417K

The typical net worth in Boston at 30–33 is $76,700, 18% above the national median of $65,000. It climbs from $14,160 at 22–25 to $448,400 at 50 and over. Reaching the top 10% at 30–33 takes about $416,500.

Where do you land in Boston?
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Net worth in Boston by age

AgeBoston medianU.S. medianTop 10% in Boston
22–25$14,160$12,000$100,450Full distribution →
26–29$37,760$32,000$220,500Full distribution →
30–33$76,700$65,000$416,500Full distribution →
34–37$123,900$105,000$637,000Full distribution →
38–41$188,800$160,000$918,750Full distribution →
42–45$259,600$220,000$1,200,500Full distribution →
46–50$342,200$290,000$1,470,000Full distribution →
50 and over$448,400$380,000$1,960,000Full distribution →

Each age band links to its full percentile ladder (bottom 10% to top 10%) for Boston.

Net worth in Boston at 30–33, by industry

IndustryMedianTop 10%
Tech$122,720$717,400Details →
Finance$118,885$692,325Details →
Healthcare$99,710$566,950Details →
Education$61,360$320,960Details →

Net worth at 30–33 in other metros

San Francisco · $94KNew York City · $85KSeattle · $79KLos Angeles · $78KWashington, DC · $78KBoston · $77KAustin · $73KChicago · $72K

More for Boston

Income at 30–33 →Retirement savings at 30–33 →Investments at 30–33 →Savings rate at 30–33 →Monthly spending at 30–33 →
Monthly update · people aged 30–33 in Boston

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Common questions

What is the average net worth in Boston?
At 30–33, the median net worth in Boston is $76,700 and the mean is $99,710. The median is the better "typical" figure: a few very high earners pull the mean up. It rises with age — $14,160 at 22–25 and $448,400 at 50 and over.
How does Boston compare with the national net worth?
At 30–33, the Boston median of $76,700 is 18% above the U.S. median of $65,000. The metro figures adjust the national distribution for local wages and cost of living, so they move together.
What net worth puts you in the top 10% in Boston?
About $416,500 at 30–33. Each age band's page lists the full percentile ladder from the bottom 10% to the top 10%.
Where do these numbers come from?
They are modeled percentile distributions fitted from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

Percentiles are modeled from the Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census ACS and BLS OEWS wage data, adjusted for Boston wages and cost of living, and blend toward anonymized Keeping Up member data as the cohort fills in. Current dollars, household level. Updated June 2026. Methodology.