Benchmarks · Net worth · 26–29 · Boston

Net worth for people aged 26–29 in Boston

Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.

Modeled estimate · federal survey data
Median
$38K
Upper quarter
$102K
Top 10%
$221K

Half of people aged 26–29 in Boston have a net worth above $37,760. Reaching the upper quarter takes about $101,524, and the top 10% starts at $220,500 — roughly 5.8× the median. The lower quarter sits below $5,828, and the bottom 10% is negative — more owed than owned.

The full distribution

PercentileNet worthWhat it means
Bottom 10%−$5,7659 in 10 are above this
Lower quarter$5,82825th percentile
Median$37,760half above, half below
Upper quarter$101,52475th percentile
Top 10%$220,500only 1 in 10 is above this
Average (mean)$49,088pulled up by the top end — the median is the better "typical"

Where do you stand?

Connect your accounts and Keeping Up shows your exact percentile against people aged 26–29 in Boston — plus savings rate, spending by category and net worth over time. Read-only bank access via Plaid; your numbers are never shown to anyone.

See where you stand →Free to start · no card required

Net worth by age in Boston

AgeLower quarterMedian net worthUpper quarterTop 10%
22–25 →$1,166$14K$45K$100K
26–29$5,828$38K$102K$221K
30–33 →$17K$77K$191K$417K
34–37 →$33K$124K$311K$637K
38–41 →$52K$189K$466K$919K
42–45 →$76K$260K$621K$1.2M
46–50 →$103K$342K$776K$1.5M
50 and over →$140K$448K$979K$2.0M

Net worth at 26–29 by city

MetroLower quarterMedian net worthUpper quarterTop 10%
New York City →$6,380$42K$113K$248K
San Francisco →$7,070$46K$126K$281K
Los Angeles →$5,920$38K$103K$225K
Chicago →$5,460$35K$94K$203K
Boston$5,828$38K$102K$221K
Washington, DC →$5,920$38K$103K$225K
Seattle →$6,012$39K$105K$230K
Austin →$5,552$36K$96K$207K

More for people aged 26–29 in Boston

Income →Retirement savings →Investments →Savings rate →Monthly spending →

Common questions

What is the median net worth for people aged 26–29 in Boston?
The median net worth for people aged 26–29 in Boston is $37,760. Half of this group is above that figure and half below.
What net worth puts you in the top 10% of people aged 26–29 in Boston?
About $220,500. The 90th percentile is the level only one in ten people in this group exceeds — roughly 5.8× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: people aged 26–29 in Boston. Model sample basis: 120.