Benchmarks · Net worth · 26–29 · Boston

Net worth for people aged 26–29 in Boston

Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.

Modeled estimate · federal survey data
Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.
Median
$46K
Upper quarter
$158K
Top 10%
$386K

Half of people aged 26–29 in Boston have a net worth above $46,020. Reaching the upper quarter takes about $157,661, and the top 10% starts at $385,875 — roughly 8.4× the median. The lower quarter sits below $3,730, and the bottom 10% is negative — more owed than owned.

Where do you land against people aged 26–29 in Boston?
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The full distribution

PercentileNet worthWhat it means
Bottom 10%−$11,7619 in 10 are above this
Lower quarter$3,73025th percentile
Median$46,020half above, half below
Upper quarter$157,66175th percentile
Top 10%$385,875only 1 in 10 is above this
Average (mean)$59,826pulled up by the top end — the median is the better "typical"
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Keeping Up dashboard for a demo member: net worth $348K, peer rank top 43%, savings rate top 3%, monthly spend top 41%
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Net worth by age in Boston

AgeLower quarterMedian net worthUpper quarterTop 10%
22–25 →$1,282$20K$86K$257K
26–29$3,730$46K$158K$386K
30–33 →$8,276$80K$281K$539K
34–37 →$11K$116K$424K$1.1M
38–41 →$23K$191K$603K$1.5M
42–45 →$44K$242K$776K$2.0M
46–50 →$50K$271K$991K$3.0M
50–54 →$64K$301K$1.2M$3.6M
55–59 →$68K$372K$1.4M$3.9M
60–64 →$122K$525K$1.6M$4.3M
65 and over →$160K$572K$1.7M$4.8M

Net worth at 26–29 by city

MetroLower quarterMedian net worthUpper quarterTop 10%
New York City →$4,083$51K$175K$433K
San Francisco →$4,525$57K$196K$492K
Los Angeles →$3,789$47K$161K$394K
Chicago →$3,494$43K$146K$354K
Boston$3,730$46K$158K$386K
Washington, DC →$3,789$47K$161K$394K
Seattle →$3,848$48K$163K$402K
Austin →$3,553$44K$149K$362K

Net worth in Boston for every age band →

Net worth at 26–29 by industry

TechFinanceHealthcareConsultingLegalMediaEducationGovernmentEngineeringReal estateMarketingAccountingPharma & biotechNon-profitArchitecture & designSales

Net worth at 26–29 in other metros

NYCLAChicagoDallasHoustonDCMiamiPhiladelphiaAtlantaPhoenixBostonSFSeattleDenverSan DiegoMinneapolisAustinDetroitTampaSt. LouisBaltimoreOrlandoCharlotteSan AntonioPortlandSacramentoPittsburghLas VegasNashvilleRaleigh

More for people aged 26–29 in Boston

Income →Retirement savings →Investments →Savings rate →Monthly spending →

Common questions

What is the median net worth for people aged 26–29 in Boston?
The median net worth for people aged 26–29 in Boston is $46,020. Half of this group is above that figure and half below.
What net worth puts you in the top 10% of people aged 26–29 in Boston?
About $385,875. The 90th percentile is the level only one in ten people in this group exceeds — roughly 8.4× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated October 2026. Cohort: people aged 26–29 in Boston. Model sample basis: 120.