Benchmarks · Net worth · 42–45 · Boston

Net worth for people aged 42–45 in Boston

Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.

Modeled estimate · federal survey data
Median
$260K
Upper quarter
$621K
Top 10%
$1.2M

Half of people aged 42–45 in Boston have a net worth above $259,600. Reaching the upper quarter takes about $621,088, and the top 10% starts at $1,200,500 — roughly 4.6× the median. The lower quarter sits below $75,764, and the bottom 10% is under $9,224.

The full distribution

PercentileNet worthWhat it means
Bottom 10%$9,2249 in 10 are above this
Lower quarter$75,76425th percentile
Median$259,600half above, half below
Upper quarter$621,08875th percentile
Top 10%$1,200,500only 1 in 10 is above this
Average (mean)$337,480pulled up by the top end — the median is the better "typical"

Where do you stand?

Connect your accounts and Keeping Up shows your exact percentile against people aged 42–45 in Boston — plus savings rate, spending by category and net worth over time. Read-only bank access via Plaid; your numbers are never shown to anyone.

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Net worth by age in Boston

AgeLower quarterMedian net worthUpper quarterTop 10%
22–25 →$1,166$14K$45K$100K
26–29 →$5,828$38K$102K$221K
30–33 →$17K$77K$191K$417K
34–37 →$33K$124K$311K$637K
38–41 →$52K$189K$466K$919K
42–45$76K$260K$621K$1.2M
46–50 →$103K$342K$776K$1.5M
50 and over →$140K$448K$979K$2.0M

Net worth at 42–45 by city

MetroLower quarterMedian net worthUpper quarterTop 10%
New York City →$83K$286K$688K$1.3M
San Francisco →$92K$319K$773K$1.5M
Los Angeles →$77K$264K$632K$1.2M
Chicago →$71K$242K$576K$1.1M
Boston$76K$260K$621K$1.2M
Washington, DC →$77K$264K$632K$1.2M
Seattle →$78K$268K$644K$1.2M
Austin →$72K$246K$587K$1.1M

More for people aged 42–45 in Boston

Income →Retirement savings →Investments →Savings rate →Monthly spending →

Common questions

What is the median net worth for people aged 42–45 in Boston?
The median net worth for people aged 42–45 in Boston is $259,600. Half of this group is above that figure and half below.
What net worth puts you in the top 10% of people aged 42–45 in Boston?
About $1,200,500. The 90th percentile is the level only one in ten people in this group exceeds — roughly 4.6× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: people aged 42–45 in Boston. Model sample basis: 120.