Net worth for people aged 42–45 in Miami
Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.
Half of people aged 42–45 in Miami have a net worth above $221,400. Reaching the upper quarter takes about $706,160, and the top 10% starts at $1,793,000 — roughly 8.1× the median. The lower quarter sits below $40,797, and the bottom 10% is under $726.
The full distribution
| Percentile | Net worth | What it means |
|---|---|---|
| Bottom 10% | $726 | 9 in 10 are above this |
| Lower quarter | $40,797 | 25th percentile |
| Median | $221,400 | half above, half below |
| Upper quarter | $706,160 | 75th percentile |
| Top 10% | $1,793,000 | only 1 in 10 is above this |
| Average (mean) | $287,820 | pulled up by the top end — the median is the better "typical" |
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Net worth by age in Miami
| Age | Lower quarter | Median net worth | Upper quarter | Top 10% |
|---|---|---|---|---|
| 22–25 → | $1,181 | $18K | $78K | $231K |
| 26–29 → | $3,436 | $42K | $143K | $347K |
| 30–33 → | $7,623 | $73K | $255K | $484K |
| 34–37 → | $9,877 | $106K | $386K | $1.0M |
| 38–41 → | $21K | $175K | $549K | $1.4M |
| 42–45 | $41K | $221K | $706K | $1.8M |
| 46–50 → | $46K | $248K | $902K | $2.7M |
| 50–54 → | $59K | $275K | $1.1M | $3.2M |
| 55–59 → | $62K | $340K | $1.3M | $3.5M |
| 60–64 → | $113K | $481K | $1.5M | $3.9M |
| 65 and over → | $147K | $524K | $1.6M | $4.3M |
Net worth at 42–45 by city
| Metro | Lower quarter | Median net worth | Upper quarter | Top 10% |
|---|---|---|---|---|
| New York City → | $48K | $267K | $861K | $2.2M |
| San Francisco → | $54K | $297K | $966K | $2.5M |
| Los Angeles → | $45K | $246K | $790K | $2.0M |
| Chicago → | $41K | $226K | $720K | $1.8M |
| Boston → | $44K | $242K | $776K | $2.0M |
| Washington, DC → | $45K | $246K | $790K | $2.0M |
| Seattle → | $46K | $250K | $804K | $2.1M |
| Austin → | $42K | $230K | $734K | $1.9M |
Net worth at 42–45 by industry
Net worth at 42–45 in other metros
More for people aged 42–45 in Miami
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Common questions
How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.
Last updated October 2026. Cohort: people aged 42–45 in Miami. Model sample basis: 120.