Benchmarks · Income · 42–45 · Austin

Income for people aged 42–45 in Austin

Gross annual income from salary, bonus and other regular deposits.

Modeled estimate · federal survey data

Median

$152K

Upper quarter

$219K

Top 10%

$348K

Half of people aged 42–45 in Austin have a annual income above $151,800. Reaching the upper quarter takes about $218,796, and the top 10% starts at $347,880 — roughly 2.3× the median. The lower quarter sits below $102,492, and the bottom 10% is under $71,940.

The full distribution

Percentile	Income	What it means
Bottom 10%	$71,940	9 in 10 are above this
Lower quarter	$102,492	25th percentile
Median	$151,800	half above, half below
Upper quarter	$218,796	75th percentile
Top 10%	$347,880	only 1 in 10 is above this
Average (mean)	$166,980	pulled up by the top end — the median is the better "typical"

Where do you stand?

Connect your accounts and Keeping Up shows your exact percentile against people aged 42–45 in Austin — plus savings rate, spending by category and net worth over time. Read-only bank access via Plaid; your numbers are never shown to anyone.

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Income by age in Austin

Age	Lower quarter	Median income	Upper quarter	Top 10%
22–25 →	$47K	$63K	$85K	$120K
26–29 →	$66K	$90K	$122K	$181K
30–33 →	$79K	$112K	$159K	$241K
34–37 →	$89K	$129K	$186K	$281K
38–41 →	$97K	$143K	$206K	$321K
42–45	$102K	$152K	$219K	$348K
46–50 →	$105K	$158K	$232K	$375K
50 and over →	$100K	$148K	$223K	$361K

Income at 42–45 by city

Metro	Lower quarter	Median income	Upper quarter	Top 10%
New York City →	$119K	$177K	$256K	$412K
San Francisco →	$131K	$196K	$285K	$463K
Los Angeles →	$110K	$163K	$235K	$377K
Chicago →	$101K	$149K	$215K	$341K
Boston →	$108K	$160K	$231K	$369K
Washington, DC →	$110K	$163K	$235K	$377K
Seattle →	$115K	$171K	$248K	$398K
Austin	$102K	$152K	$219K	$348K

More for people aged 42–45 in Austin

Net worth →Retirement savings →Investments →Savings rate →Monthly spending →

Common questions

What is the median annual income for people aged 42–45 in Austin?

The median annual income for people aged 42–45 in Austin is $151,800. Half of this group is above that figure and half below.

What annual income puts you in the top 10% of people aged 42–45 in Austin?

About $347,880. The 90th percentile is the level only one in ten people in this group exceeds — roughly 2.3× the median.

Where do these numbers come from?

They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: people aged 42–45 in Austin. Model sample basis: 120.