Benchmarks · Income · 42–45 · NYC

Income for people aged 42–45 in New York City

Gross annual income from salary, bonus and other regular deposits.

Modeled estimate · federal survey data
Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.
Median
$131K
Upper quarter
$221K
Top 10%
$367K

Half of people aged 42–45 in New York City have a annual income above $130,944. Reaching the upper quarter takes about $220,848, and the top 10% starts at $367,488 — roughly 2.8× the median. The lower quarter sits below $67,788, and the bottom 10% is under $36,480.

Where do you land against people aged 42–45 in New York City?
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The full distribution

PercentileIncomeWhat it means
Bottom 10%$36,4809 in 10 are above this
Lower quarter$67,78825th percentile
Median$130,944half above, half below
Upper quarter$220,84875th percentile
Top 10%$367,488only 1 in 10 is above this
Average (mean)$144,036pulled up by the top end — the median is the better "typical"
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Keeping Up dashboard for a demo member: net worth $348K, peer rank top 43%, savings rate top 3%, monthly spend top 41%
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Income by age in New York City

AgeLower quarterMedian incomeUpper quarterTop 10%
22–25 →$34K$62K$108K$173K
26–29 →$49K$91K$161K$231K
30–33 →$60K$104K$171K$250K
34–37 →$60K$110K$182K$288K
38–41 →$63K$121K$194K$303K
42–45$68K$131K$221K$367K
46–50 →$66K$137K$246K$429K
50–54 →$63K$129K$254K$444K
55–59 →$57K$119K$233K$429K
60–64 →$57K$104K$210K$398K
65 and over →$46K$89K$165K$322K

Income at 42–45 by city

MetroLower quarterMedian incomeUpper quarterTop 10%
New York City$68K$131K$221K$367K
San Francisco →$78K$152K$258K$434K
Los Angeles →$61K$117K$197K$324K
Chicago →$58K$111K$186K$305K
Boston →$70K$135K$228K$381K
Washington, DC →$72K$139K$236K$394K
Seattle →$72K$139K$236K$394K
Austin →$59K$113K$189K$311K

Income in New York City for every age band →

Income at 42–45 by industry

TechFinanceHealthcareConsultingLegalMediaEducationGovernmentEngineeringReal estateMarketingAccountingPharma & biotechNon-profitArchitecture & designSales

Income at 42–45 in other metros

NYCLAChicagoDallasHoustonDCMiamiPhiladelphiaAtlantaPhoenixBostonSFSeattleDenverSan DiegoMinneapolisAustinDetroitTampaSt. LouisBaltimoreOrlandoCharlotteSan AntonioPortlandSacramentoPittsburghLas VegasNashvilleRaleigh

More for people aged 42–45 in New York City

Net worth →Retirement savings →Investments →Savings rate →Monthly spending →

Common questions

What is the median annual income for people aged 42–45 in New York City?
The median annual income for people aged 42–45 in New York City is $130,944. Half of this group is above that figure and half below.
What annual income puts you in the top 10% of people aged 42–45 in New York City?
About $367,488. The 90th percentile is the level only one in ten people in this group exceeds — roughly 2.8× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated October 2026. Cohort: people aged 42–45 in New York City. Model sample basis: 120.