Benchmarks · Income · 60–64 · NYC

Income for people aged 60–64 in New York City

Gross annual income from salary, bonus and other regular deposits.

Modeled estimate · federal survey data
Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.
Median
$104K
Upper quarter
$210K
Top 10%
$398K

Half of people aged 60–64 in New York City have a annual income above $104,160. Reaching the upper quarter takes about $210,336, and the top 10% starts at $398,112 — roughly 3.8× the median. The lower quarter sits below $57,468, and the bottom 10% is under $29,184.

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The full distribution

PercentileIncomeWhat it means
Bottom 10%$29,1849 in 10 are above this
Lower quarter$57,46825th percentile
Median$104,160half above, half below
Upper quarter$210,33675th percentile
Top 10%$398,112only 1 in 10 is above this
Average (mean)$114,576pulled up by the top end — the median is the better "typical"

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Income by age in New York City

AgeLower quarterMedian incomeUpper quarterTop 10%
22–25 →$34K$62K$108K$173K
26–29 →$49K$91K$161K$231K
30–33 →$60K$104K$171K$250K
34–37 →$60K$110K$182K$288K
38–41 →$63K$121K$194K$303K
42–45 →$68K$131K$221K$367K
46–50 →$66K$137K$246K$429K
50–54 →$63K$129K$254K$444K
55–59 →$57K$119K$233K$429K
60–64$57K$104K$210K$398K
65 and over →$46K$89K$165K$322K

Income at 60–64 by city

MetroLower quarterMedian incomeUpper quarterTop 10%
New York City$57K$104K$210K$398K
San Francisco →$66K$121K$246K$470K
Los Angeles →$52K$93K$187K$351K
Chicago →$49K$88K$177K$330K
Boston →$59K$108K$217K$412K
Washington, DC →$61K$111K$224K$427K
Seattle →$61K$111K$224K$427K
Austin →$50K$90K$180K$337K

Income in New York City for every age band →

More for people aged 60–64 in New York City

Net worth →Retirement savings →Investments →Savings rate →Monthly spending →
Monthly update · people aged 60–64 in New York City

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Common questions

What is the median annual income for people aged 60–64 in New York City?
The median annual income for people aged 60–64 in New York City is $104,160. Half of this group is above that figure and half below.
What annual income puts you in the top 10% of people aged 60–64 in New York City?
About $398,112. The 90th percentile is the level only one in ten people in this group exceeds — roughly 3.8× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated October 2026. Cohort: people aged 60–64 in New York City. Model sample basis: 120.