Benchmarks · Income · 46–50 · NYC

Income for people aged 46–50 in New York City

Gross annual income from salary, bonus and other regular deposits.

Modeled estimate · federal survey data

Median

$184K

Upper quarter

$272K

Top 10%

$444K

Half of people aged 46–50 in New York City have a annual income above $184,320. Reaching the upper quarter takes about $271,740, and the top 10% starts at $444,192 — roughly 2.4× the median. The lower quarter sits below $121,536, and the bottom 10% is under $84,132.

The full distribution

Percentile	Income	What it means
Bottom 10%	$84,132	9 in 10 are above this
Lower quarter	$121,536	25th percentile
Median	$184,320	half above, half below
Upper quarter	$271,740	75th percentile
Top 10%	$444,192	only 1 in 10 is above this
Average (mean)	$202,752	pulled up by the top end — the median is the better "typical"

Where do you stand?

Connect your accounts and Keeping Up shows your exact percentile against people aged 46–50 in New York City — plus savings rate, spending by category and net worth over time. Read-only bank access via Plaid; your numbers are never shown to anyone.

See where you stand →Free to start · no card required

Income by age in New York City

Age	Lower quarter	Median income	Upper quarter	Top 10%
22–25 →	$55K	$74K	$99K	$143K
26–29 →	$76K	$104K	$143K	$214K
30–33 →	$91K	$131K	$186K	$286K
34–37 →	$103K	$151K	$217K	$333K
38–41 →	$112K	$166K	$241K	$381K
42–45 →	$119K	$177K	$256K	$412K
46–50	$122K	$184K	$272K	$444K
50 and over →	$115K	$172K	$261K	$428K

Income at 46–50 by city

Metro	Lower quarter	Median income	Upper quarter	Top 10%
New York City	$122K	$184K	$272K	$444K
San Francisco →	$134K	$204K	$303K	$498K
Los Angeles →	$112K	$170K	$250K	$406K
Chicago →	$103K	$156K	$228K	$367K
Boston →	$111K	$167K	$245K	$398K
Washington, DC →	$112K	$170K	$250K	$406K
Seattle →	$118K	$179K	$263K	$429K
Austin →	$105K	$158K	$232K	$375K

More for people aged 46–50 in New York City

Net worth →Retirement savings →Investments →Savings rate →Monthly spending →

Common questions

What is the median annual income for people aged 46–50 in New York City?

The median annual income for people aged 46–50 in New York City is $184,320. Half of this group is above that figure and half below.

What annual income puts you in the top 10% of people aged 46–50 in New York City?

About $444,192. The 90th percentile is the level only one in ten people in this group exceeds — roughly 2.4× the median.

Where do these numbers come from?

They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: people aged 46–50 in New York City. Model sample basis: 120.