Benchmarks · Income · 50 and over · Austin

Income for people aged 50 and over in Austin

Gross annual income from salary, bonus and other regular deposits.

Modeled estimate · federal survey data

Median

$148K

Upper quarter

$223K

Top 10%

$361K

Half of people aged 50 and over in Austin have a annual income above $147,840. Reaching the upper quarter takes about $222,768, and the top 10% starts at $361,260 — roughly 2.4× the median. The lower quarter sits below $99,864, and the bottom 10% is under $70,632.

The full distribution

Percentile	Income	What it means
Bottom 10%	$70,632	9 in 10 are above this
Lower quarter	$99,864	25th percentile
Median	$147,840	half above, half below
Upper quarter	$222,768	75th percentile
Top 10%	$361,260	only 1 in 10 is above this
Average (mean)	$162,624	pulled up by the top end — the median is the better "typical"

Where do you stand?

Connect your accounts and Keeping Up shows your exact percentile against people aged 50 and over in Austin — plus savings rate, spending by category and net worth over time. Read-only bank access via Plaid; your numbers are never shown to anyone.

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Income by age in Austin

Age	Lower quarter	Median income	Upper quarter	Top 10%
22–25 →	$47K	$63K	$85K	$120K
26–29 →	$66K	$90K	$122K	$181K
30–33 →	$79K	$112K	$159K	$241K
34–37 →	$89K	$129K	$186K	$281K
38–41 →	$97K	$143K	$206K	$321K
42–45 →	$102K	$152K	$219K	$348K
46–50 →	$105K	$158K	$232K	$375K
50 and over	$100K	$148K	$223K	$361K

Income at 50 and over by city

Metro	Lower quarter	Median income	Upper quarter	Top 10%
New York City →	$115K	$172K	$261K	$428K
San Francisco →	$128K	$191K	$291K	$480K
Los Angeles →	$107K	$159K	$240K	$391K
Chicago →	$98K	$145K	$219K	$354K
Boston →	$105K	$156K	$235K	$384K
Washington, DC →	$107K	$159K	$240K	$391K
Seattle →	$112K	$167K	$252K	$413K
Austin	$100K	$148K	$223K	$361K

More for people aged 50 and over in Austin

Net worth →Retirement savings →Investments →Savings rate →Monthly spending →

Common questions

What is the median annual income for people aged 50 and over in Austin?

The median annual income for people aged 50 and over in Austin is $147,840. Half of this group is above that figure and half below.

What annual income puts you in the top 10% of people aged 50 and over in Austin?

About $361,260. The 90th percentile is the level only one in ten people in this group exceeds — roughly 2.4× the median.

Where do these numbers come from?

They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: people aged 50 and over in Austin. Model sample basis: 120.