Benchmarks · Net worth · 50 and over · Austin

Net worth for people aged 50 and over in Austin

Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.

Modeled estimate · federal survey data

Median

$426K

Upper quarter

$926K

Top 10%

$1.8M

Half of people aged 50 and over in Austin have a net worth above $425,600. Reaching the upper quarter takes about $926,272, and the top 10% starts at $1,840,000 — roughly 4.3× the median. The lower quarter sits below $133,248, and the bottom 10% is under $19,836.

The full distribution

Percentile	Net worth	What it means
Bottom 10%	$19,836	9 in 10 are above this
Lower quarter	$133,248	25th percentile
Median	$425,600	half above, half below
Upper quarter	$926,272	75th percentile
Top 10%	$1,840,000	only 1 in 10 is above this
Average (mean)	$553,280	pulled up by the top end — the median is the better "typical"

Where do you stand?

Connect your accounts and Keeping Up shows your exact percentile against people aged 50 and over in Austin — plus savings rate, spending by category and net worth over time. Read-only bank access via Plaid; your numbers are never shown to anyone.

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Net worth by age in Austin

Age	Lower quarter	Median net worth	Upper quarter	Top 10%
22–25 →	$1,110	$13K	$43K	$94K
26–29 →	$5,552	$36K	$96K	$207K
30–33 →	$17K	$73K	$181K	$391K
34–37 →	$31K	$118K	$294K	$598K
38–41 →	$50K	$179K	$441K	$863K
42–45 →	$72K	$246K	$587K	$1.1M
46–50 →	$98K	$325K	$734K	$1.4M
50 and over	$133K	$426K	$926K	$1.8M

Net worth at 50 and over by city

Metro	Lower quarter	Median net worth	Upper quarter	Top 10%
New York City →	$153K	$494K	$1.1M	$2.2M
San Francisco →	$170K	$551K	$1.2M	$2.5M
Los Angeles →	$142K	$456K	$997K	$2.0M
Chicago →	$131K	$418K	$909K	$1.8M
Boston →	$140K	$448K	$979K	$2.0M
Washington, DC →	$142K	$456K	$997K	$2.0M
Seattle →	$144K	$464K	$1.0M	$2.0M
Austin	$133K	$426K	$926K	$1.8M

More for people aged 50 and over in Austin

Income →Retirement savings →Investments →Savings rate →Monthly spending →

Common questions

What is the median net worth for people aged 50 and over in Austin?

The median net worth for people aged 50 and over in Austin is $425,600. Half of this group is above that figure and half below.

What net worth puts you in the top 10% of people aged 50 and over in Austin?

About $1,840,000. The 90th percentile is the level only one in ten people in this group exceeds — roughly 4.3× the median.

Where do these numbers come from?

They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: people aged 50 and over in Austin. Model sample basis: 120.