Benchmarks · Net worth · 50 and over · Boston

Net worth for people aged 50 and over in Boston

Total assets minus total debts — bank accounts, investments, retirement accounts and home equity, less mortgages, loans and cards.

Modeled estimate · federal survey data

Median

$448K

Upper quarter

$979K

Top 10%

$2.0M

Half of people aged 50 and over in Boston have a net worth above $448,400. Reaching the upper quarter takes about $979,408, and the top 10% starts at $1,960,000 — roughly 4.4× the median. The lower quarter sits below $139,872, and the bottom 10% is under $20,754.

The full distribution

Percentile	Net worth	What it means
Bottom 10%	$20,754	9 in 10 are above this
Lower quarter	$139,872	25th percentile
Median	$448,400	half above, half below
Upper quarter	$979,408	75th percentile
Top 10%	$1,960,000	only 1 in 10 is above this
Average (mean)	$582,920	pulled up by the top end — the median is the better "typical"

Where do you stand?

Connect your accounts and Keeping Up shows your exact percentile against people aged 50 and over in Boston — plus savings rate, spending by category and net worth over time. Read-only bank access via Plaid; your numbers are never shown to anyone.

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Net worth by age in Boston

Age	Lower quarter	Median net worth	Upper quarter	Top 10%
22–25 →	$1,166	$14K	$45K	$100K
26–29 →	$5,828	$38K	$102K	$221K
30–33 →	$17K	$77K	$191K	$417K
34–37 →	$33K	$124K	$311K	$637K
38–41 →	$52K	$189K	$466K	$919K
42–45 →	$76K	$260K	$621K	$1.2M
46–50 →	$103K	$342K	$776K	$1.5M
50 and over	$140K	$448K	$979K	$2.0M

Net worth at 50 and over by city

Metro	Lower quarter	Median net worth	Upper quarter	Top 10%
New York City →	$153K	$494K	$1.1M	$2.2M
San Francisco →	$170K	$551K	$1.2M	$2.5M
Los Angeles →	$142K	$456K	$997K	$2.0M
Chicago →	$131K	$418K	$909K	$1.8M
Boston	$140K	$448K	$979K	$2.0M
Washington, DC →	$142K	$456K	$997K	$2.0M
Seattle →	$144K	$464K	$1.0M	$2.0M
Austin →	$133K	$426K	$926K	$1.8M

More for people aged 50 and over in Boston

Income →Retirement savings →Investments →Savings rate →Monthly spending →

Common questions

What is the median net worth for people aged 50 and over in Boston?

The median net worth for people aged 50 and over in Boston is $448,400. Half of this group is above that figure and half below.

What net worth puts you in the top 10% of people aged 50 and over in Boston?

About $1,960,000. The 90th percentile is the level only one in ten people in this group exceeds — roughly 4.4× the median.

Where do these numbers come from?

They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: people aged 50 and over in Boston. Model sample basis: 120.