Benchmarks · Income · 55–59 · Boston

Income for people aged 55–59 in Boston

Gross annual income from salary, bonus and other regular deposits.

Modeled estimate · federal survey data
Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.
Median
$123K
Upper quarter
$241K
Top 10%
$444K

Half of people aged 55–59 in Boston have a annual income above $122,880. Reaching the upper quarter takes about $240,684, and the top 10% starts at $444,192 — roughly 3.6× the median. The lower quarter sits below $59,244, and the bottom 10% is under $27,048.

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The full distribution

PercentileIncomeWhat it means
Bottom 10%$27,0489 in 10 are above this
Lower quarter$59,24425th percentile
Median$122,880half above, half below
Upper quarter$240,68475th percentile
Top 10%$444,192only 1 in 10 is above this
Average (mean)$135,168pulled up by the top end — the median is the better "typical"

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Income by age in Boston

AgeLower quarterMedian incomeUpper quarterTop 10%
22–25 →$35K$65K$112K$179K
26–29 →$50K$94K$166K$240K
30–33 →$62K$108K$177K$259K
34–37 →$62K$114K$188K$298K
38–41 →$65K$124K$200K$314K
42–45 →$70K$135K$228K$381K
46–50 →$68K$141K$255K$444K
50–54 →$65K$134K$262K$460K
55–59$59K$123K$241K$444K
60–64 →$59K$108K$217K$412K
65 and over →$47K$92K$171K$333K

Income at 55–59 by city

MetroLower quarterMedian incomeUpper quarterTop 10%
New York City →$57K$119K$233K$429K
San Francisco →$66K$138K$272K$506K
Los Angeles →$52K$107K$207K$379K
Chicago →$49K$101K$196K$355K
Boston$59K$123K$241K$444K
Washington, DC →$61K$127K$248K$460K
Seattle →$61K$127K$248K$460K
Austin →$50K$103K$200K$363K

Income in Boston for every age band →

More for people aged 55–59 in Boston

Net worth →Retirement savings →Investments →Savings rate →Monthly spending →
Monthly update · people aged 55–59 in Boston

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Common questions

What is the median annual income for people aged 55–59 in Boston?
The median annual income for people aged 55–59 in Boston is $122,880. Half of this group is above that figure and half below.
What annual income puts you in the top 10% of people aged 55–59 in Boston?
About $444,192. The 90th percentile is the level only one in ten people in this group exceeds — roughly 3.6× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated October 2026. Cohort: people aged 55–59 in Boston. Model sample basis: 120.