Benchmarks · Income · 55–59 · Charlotte

Income for people aged 55–59 in Charlotte

Gross annual income from salary, bonus and other regular deposits.

Modeled estimate · federal survey data
Household-level figures: the underlying survey (Fed SCF) measures households, grouped by the reference person's age — combined for a couple, and they read high for a single person. Why, and how this changes as live data grows.
Median
$95K
Upper quarter
$184K
Top 10%
$333K

Half of people aged 55–59 in Charlotte have a annual income above $95,040. Reaching the upper quarter takes about $184,140, and the top 10% starts at $332,640 — roughly 3.5× the median. The lower quarter sits below $46,332, and the bottom 10% is under $21,384.

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The full distribution

PercentileIncomeWhat it means
Bottom 10%$21,3849 in 10 are above this
Lower quarter$46,33225th percentile
Median$95,040half above, half below
Upper quarter$184,14075th percentile
Top 10%$332,640only 1 in 10 is above this
Average (mean)$104,544pulled up by the top end — the median is the better "typical"
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Income by age in Charlotte

AgeLower quarterMedian incomeUpper quarterTop 10%
22–25 →$27K$50K$86K$134K
26–29 →$39K$72K$127K$179K
30–33 →$49K$83K$135K$194K
34–37 →$49K$88K$144K$223K
38–41 →$51K$96K$153K$235K
42–45 →$55K$105K$175K$285K
46–50 →$53K$109K$195K$333K
50–54 →$51K$103K$201K$345K
55–59$46K$95K$184K$333K
60–64 →$46K$83K$166K$309K
65 and over →$37K$71K$131K$249K

Income at 55–59 by city

MetroLower quarterMedian incomeUpper quarterTop 10%
New York City →$57K$119K$233K$429K
San Francisco →$66K$138K$272K$506K
Los Angeles →$52K$107K$207K$379K
Chicago →$49K$101K$196K$355K
Boston →$59K$123K$241K$444K
Washington, DC →$61K$127K$248K$460K
Seattle →$61K$127K$248K$460K
Austin →$50K$103K$200K$363K

Income in Charlotte for every age band →

Income at 55–59 by industry

TechFinanceHealthcareConsultingLegalMediaEducationGovernmentEngineeringReal estateMarketingAccountingPharma & biotechNon-profitArchitecture & designSales

Income at 55–59 in other metros

NYCLAChicagoDallasHoustonDCMiamiPhiladelphiaAtlantaPhoenixBostonSFSeattleDenverSan DiegoMinneapolisAustinDetroitTampaSt. LouisBaltimoreOrlandoCharlotteSan AntonioPortlandSacramentoPittsburghLas VegasNashvilleRaleigh

More for people aged 55–59 in Charlotte

Net worth →Retirement savings →Investments →Savings rate →Monthly spending →
Monthly update · people aged 55–59 in Charlotte

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Common questions

What is the median annual income for people aged 55–59 in Charlotte?
The median annual income for people aged 55–59 in Charlotte is $95,040. Half of this group is above that figure and half below.
What annual income puts you in the top 10% of people aged 55–59 in Charlotte?
About $332,640. The 90th percentile is the level only one in ten people in this group exceeds — roughly 3.5× the median.
Where do these numbers come from?
They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — the Federal Reserve's 2025 Survey of Consumer Finances (released October 2026), the BLS Consumer Expenditure Survey (2024), the Census American Community Survey and BLS Occupational Employment & Wage Statistics (May 2025) — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Seeded figures are household-level, as in the SCF; live cohorts are individual-level. Amounts are in current dollars. Read the full methodology.

Last updated October 2026. Cohort: people aged 55–59 in Charlotte. Model sample basis: 120.