Benchmarks · Investments · 50 and over · SF

Investments for people aged 50 and over in San Francisco

Everything invested in markets — brokerage, retirement accounts and employer plans combined.

Modeled estimate · federal survey data

Median

$508K

Upper quarter

$1.1M

Top 10%

$2.1M

Half of people aged 50 and over in San Francisco have a total invested above $507,500. Reaching the upper quarter takes about $1,076,400, and the top 10% starts at $2,060,500 — roughly 4.1× the median. The lower quarter sits below $134,330, and the bottom 10% is under $34,562.

The full distribution

Percentile	Investments	What it means
Bottom 10%	$34,562	9 in 10 are above this
Lower quarter	$134,330	25th percentile
Median	$507,500	half above, half below
Upper quarter	$1,076,400	75th percentile
Top 10%	$2,060,500	only 1 in 10 is above this
Average (mean)	$634,375	pulled up by the top end — the median is the better "typical"

Where do you stand?

Connect your accounts and Keeping Up shows your exact percentile against people aged 50 and over in San Francisco — plus savings rate, spending by category and net worth over time. Read-only bank access via Plaid; your numbers are never shown to anyone.

See where you stand →Free to start · no card required

Investments by age in San Francisco

Age	Lower quarter	Median investments	Upper quarter	Top 10%
22–25 →	$1,414	$12K	$42K	$103K
26–29 →	$7,070	$41K	$112K	$254K
30–33 →	$17K	$80K	$194K	$412K
34–37 →	$31K	$138K	$329K	$666K
38–41 →	$49K	$210K	$493K	$967K
42–45 →	$71K	$283K	$643K	$1.3M
46–50 →	$99K	$377K	$837K	$1.6M
50 and over	$134K	$508K	$1.1M	$2.1M

Investments at 50 and over by city

Metro	Lower quarter	Median investments	Upper quarter	Top 10%
New York City →	$121K	$455K	$958K	$1.8M
San Francisco	$134K	$508K	$1.1M	$2.1M
Los Angeles →	$112K	$420K	$878K	$1.6M
Chicago →	$104K	$385K	$799K	$1.5M
Boston →	$111K	$413K	$863K	$1.6M
Washington, DC →	$112K	$420K	$878K	$1.6M
Seattle →	$114K	$427K	$894K	$1.7M
Austin →	$105K	$392K	$815K	$1.5M

More for people aged 50 and over in San Francisco

Net worth →Income →Retirement savings →Savings rate →Monthly spending →

Common questions

What is the median total invested for people aged 50 and over in San Francisco?

The median total invested for people aged 50 and over in San Francisco is $507,500. Half of this group is above that figure and half below.

What total invested puts you in the top 10% of people aged 50 and over in San Francisco?

About $2,060,500. The 90th percentile is the level only one in ten people in this group exceeds — roughly 4.1× the median.

Where do these numbers come from?

They are modeled percentile distributions fitted to this cohort from federal survey microdata — the Federal Reserve's Survey of Consumer Finances, the BLS Consumer Expenditure Survey, Census ACS and BLS wage data — and they blend toward anonymized, aggregated data from Keeping Up members as each cohort grows. Full methodology at keepingup.com/methodology.

How this is built. Percentiles are modeled for this cohort from federal survey microdata — Federal Reserve Survey of Consumer Finances, BLS Consumer Expenditure Survey, Census American Community Survey and BLS Occupational Employment & Wage Statistics — with metro cost-of-living and wage adjustments. As Keeping Up members in this cohort grow, the band blends toward anonymized, aggregated live data (minimum cohort sizes apply; no individual is ever identifiable). Amounts are in current dollars. Read the full methodology.

Last updated June 2026. Cohort: people aged 50 and over in San Francisco. Model sample basis: 120.